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Wage Day Loans Alternative

Who are Wageday Advance?

WageDayAdvance is a sturdy and reliable payday loan provider, but one that you may not previously have heard of. Unlike some other lenders, they don’t have a strong television marketing campaign in place. However, they have been offering loans for a significant length of time. WageDayAdvance is based in Leeds. Established in 2004, they were actually one of the first payday lenders in the UK. This company currently employs more than 150 people, and is owned by SRC Transatlantic Ltd., who employ more than 3,000 globally.

What loans do they offer

Loans start at a minimum of just £80 with a maximum 3 month term, or £100 with a 4, 5 or 6 month term. New customers can borrow up to £500, whilst existing WageDayAdvance customers can use their loan history to borrow up to £1000.

Applying with Wageday Advance

Applying for a loan starts with details about how much you want to borrow and how long you want the money for. You’re shown a loan summary so that you know what to expect. You’ll then need to provide contact details, work details and bank details, before a loan decision is made. Once you’ve applied, you can log in online at any time to get an update on your loan status.

Terms and conditions you should be aware of

To make things easier, WageDayAdvance offers the option to pay back early. There are no additional charges or fees associated with doing this, so you might want to reduce your interest by putting your spare cash towards your repayments.

How does repayment work with WageDayAdvance?

Your repayments are made by Continuous Payment Authority, which means that the money you owe can be taken automatically. If the money isn’t available to cover your monthly repayment, then you may be charged a default fee on your WageDayAdvance loan. If you’ve got an Advance Plus loan (spread over 4-6 months), there are no default fees for any missed payments.

Various Payment options

If a Continuous Payment Authority isn’t the right choice for you, then you’re free to pay by Direct Debit. Simply set this option up when you take out your loan, if that’s how you’d prefer to make repayments.

Help and support

WageDayAdvance support staff are available through the week and over the weekend. You also have the option to log in online, where you can manage your account, make extra payments, pay your loan off early or to make up any payments that you’ve missed.

Responsible borrowing from a responsible lender

Like all short-term and payday loans, WageDayAdvance loans are not recommended for long term or repeated borrowing. Instead, use them for emergencies and for the short term, to bridge the gap from one payday to another on rare occasions.

The benefits of applying with CashLady

We work with WageDayAdvance, amongst other leading short term loan providers. This means that you don’t need to visit each lender’s website individually, and can dramatically reduce the amount of time that you spend filling in online forms. On the CashLady website one form collects your details, which are then sent on to all approved partner lenders.

We use our technology and industry expertise to bring you a wide range of quotes, all neatly laid out and ready to contrast and compare. You can scan through the quotes, viewing overall prices and loan terms, to see what’s right for you. Save yourself time, effort and money.

Here’s a quick comparison table, showing you the benefits of choosing CashLady rather than going straight to WageDayAdvance.

Cash Lady Wageday Advance
Representative APR% 1272 1294.1
Loan Duration 1-6 Months 1-6 Months
Repay Early Yes Yes
Panel of Lenders? Yes No
Loan Options (Number of Lenders) 15 1

Should you wish to contact Wageday Advance service use the following contact details:
Wageday Advance
Wellington Plaza, Wellington St Leeds, LS1 4DL
Contact Telephone: 0333 006 2000

All information about Wageday Advance comes from Information is correct at time of publication (April 2016). WageDayAdvance is owned by SRC Transatlantic Limited, who employ over 3,000 people worldwide.

Why CashLady?

You can trust us to provide an accurate selection of short term loan offers, all regulated and professionally managed. We’re the convenient choice, giving you confidence. As a licensed and responsible credit broker, we take our responsibilities very seriously.

We work closely with WageDayAdvance to bring their loan quotes straight to you which might save you time and will give you greater choice. Apply for short term loans online with CashLady, and get the money that you need from your chosen loan provider.

Applying with CashLady means that you’ll receive up to date loan offers from some of the leading payday loan and short term loan providers. You fill out one simple application form, and in return you receive a selection of responses. You don’t need to shop around, because we do the hard work for you.

Our panel of regulated, professional and trustworthy lenders – including big names and some that you might not have heard of – will receive your details from us. You’re applying for them all in one go, with a service that’s completely free to use.

We’ll show you a range of results, most of which will be short term and payday loans. If we find a good deal on something with a longer repayment term, then this can be included unless you tell us otherwise.

You’ll still get time to read the lender’s terms and conditions, and the exact details of the loan that they offer, before you make a decision.

Why not fill in our form today, for the best deals on short term loans no matter what you need the cash for?

CashLady Payday Loans

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Representative 1272% APR
Representative Example
Amount borrowed: £250 for 3 months
Number of repayments: 3
Interest rate p/a: 292% (fixed)
Each repayment amount: £137.21
Total amount repayable: £411.63
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