Who is Loans 2 Go?
Loans 2 Go is a trading name of Loans 2 Go Limited, and is a direct lender of short-term loans, based in London, UK.
In the 20+ years they’ve been trading, Loans 2 Go have helped over 2,000,000 people find a loan.
Loans 2 Go Limited is authorised and regulated by the Financial Conduct Authority (FCA), and you can view their company profile on the register here.
Loans 2 Go reviews
Loans 2 Go customer reviews can be found on their Trustpilot page, where, as of July 2025, they’re currently rated ‘great’.
How much money could I borrow with Loans 2 Go?
Loans 2 Go offers short-term, personal loans from £250 to £2,000.
What repayment terms does Loans 2 Go offer?
You can repay your Loans 2 Go loan across a term of either 18 or 24 months, depending on the amount of money you’re approved to borrow.
Do Loans 2 Go still offer logbook loans?
No, Loans 2 Go stopped offering logbook loans in 2021, citing a lack of demand.
Loans 2 Go now focuses solely on unsecured, short-term loans.
How much will a Loans 2 Go loan cost?
The following Representative Example can be found on Loans 2 Go’s website:
“Representative example: If you borrow £550 over 18 months at a flat rate of 168% per annum (fixed) with a representative 679% APR you will make 18 monthly payments of £107.56, repaying £1,936.08 in total. The rate and / or term you are offered is dependent on your individual circumstances.”
Loans 2 Go eligibility
You could be eligible for a loan with Loans 2 Go if you are:
- Over the age of 21;
- A UK resident with a UK bank account and debit card; and
- Employed with a regular income.
You do not have to be a homeowner to apply for a loan with Loans 2 Go.
Under 21 and looking for a loan?
Loans 2 Go might not be the best fit for you right now, but CashLady could still help you search for a suitable loan.
There are several lenders on the CashLady panel who are willing to consider applications from potential borrowers over the age of 18.
You’ll need to make sure that you’re a UK resident; have a UK bank account and a valid debit card; and have a regular source of income paid into your bank account.
Any credit score is considered.
CashLady Representative 79.5% APR
Can I apply for a loan with Loans 2 Go if I have bad credit?
CashLady works with several lenders who specialise in loans for people with bad credit.
Loans 2 Go states that they do lend to people with poor credit history, but stresses that they will only consider lending to applicants who can afford to make their repayments.
When searching for a loan, you should never apply to borrow more money than you need or can afford to repay.
Repaying a loan should never leave you unable to cover your essential expenses, such as housing and bills.
How soon will Loans 2 Go transfer the money?
If you’re approved for a loan with Loans 2 Go, your money could be sent the same day, subject to the lender’s working hours. The time it takes for the money to become available in your account will depend on your bank’s policies and procedures.
Can I repay my Loans 2 Go loan early? Will I be charged any early repayment fees?
If you’re in a position to do so, you can repay your Loans 2 Go loan early, and you will not be charged any fees.
To make an early repayment, please contact Loans 2 Go’s customer service department.
Contact Loans 2 Go customer service
If you need to contact Loans 2 Go, you can do so:
- By email: hello@loans2go.co.uk
- By phone: 0330 400 6000
- Using the online form on their website.
Loan application queries will be answered Monday to Friday between 8am and 8pm, and on Saturdays between the hours of 8am and 5pm.
You might find the answer to your query in the FAQ section of Loans 2 Go’s website.
What if I need to contact CashLady?
If you have a question about CashLady’s credit broking service or the loan search you carried out with us, please feel free to contact our team. They’re available to help from Monday to Friday, between the hours of 9am and 5pm.
I can’t afford to repay my Loans 2 Go loan; what should I do?
In this situation, it’s really important to contact your lender as soon as you can.
Once they’re aware that you need some support, they will be able to talk you through the options that could be available to you. This could include a payment holiday or deferral, or a reduced payment plan.
If you’d like money or debt advice, please know that you can access this for free from organisations such as StepChange, MoneyHelper, Citizens Advice, and National Debtline.
Loans 2 Go summary
- Loans 2 Go is a direct lender of short-term, personal loans.
- Apply for a loan between £250 and £2,000.
- Loans can be repaid across a term of either 18 or 24 months.
- Your money could be sent the same day your Loans 2 Go loan is approved.*
- You can repay your Loans 2 Go loan early with no early repayment fees.
- Customers who are experiencing difficulties repaying their loan should contact Loans 2 Go as soon as they can.
- Loans 2 Go is authorised and regulated by the FCA.
- As of July 2025, Loans 2 Go is rated ‘great’ on Trustpilot.
*The time it takes for the money to appear in your account will depend on your bank’s policies and procedures.
CashLady Representative 79.5% APR