privacy policy
Apply now for award winning payday loans
Select Your Loan Amount

secure application tick box Secure Apply                 quick decision tick boxQuick Decision
mobile friendy tick box Mobile Safe                    apply online tick box100% Online
no hidden fees tick box No Hidden Fees             flexible and clear tick boxFlexible, Clear

CashLady – The Award-Winning Payday Loan Service

CashLady can help you secure a short term loan online in just 2 minutes. No fees, no hassle, no problem.

Warning: Late repayment can cause you serious money problems. For help, go to

Apply for Loan

Choosing CashLady means your application will be always seen by more lenders which means you benefit from a higher accept rate than applying direct.

CashLady is a broker, not a lender. We are here to help you find the right loan when you need it most.

Representative Example: Borrow £250 for 3 months. Number of repayments: 3. Each repayment: £137.21. Total repayable: £411.63. Interest rate per annum: 292% (fixed). APR 1272% Representative (Read more).

Total cost is capped at 100% of the amount borrowed. Daily interest is capped at 0.8%. APR rates vary from 68.7% to 1325%.

Thank you for choosing CashLady!
Fill in our form for a quick decision >>>
Your Loan Details
Your Personal Details
Your Address Details
Your Income Details
Your Monthly Expenditure

Please let us know your regular outgoings. If you live with other individuals, only include your own expenses.

Your Bank Details
  I have read, understood and accepted the CashLady privacy policy and website terms. By submitting my application I understand and consent that my personal information will be submitted to a panel of lenders listed here who may send my details to credit reference agencies and fraud prevention agencies. I confirm that I have provided accurate information about myself and my financial circumstances.
 Keep me informed about my loan application and send me regular communications and offers from MoneyGap Limited which I may opt-out of at any time.
Warning: Late repayment can cause you serious money problems. For help, go to

About CashLady

We are authorised and regulated by the FCA and only present online loan applications to FCA authorised lending partners.

We have processed over 3 million payday loan applications since we started and invest in our staff and technology to give you the safest, most efficient online application process available. Our customers find our technology useful for navigating the short term loans market and finding them a loan with a lender. Because we work with a panel of lenders we are sometimes better suited to help when it comes to payday loans with bad credit.

In 2016 we were awarded credit broker of the year and came runner up in 2017 and in 2018.

What is a Payday Loan?

A Payday loan is a form of short term credit, often used by people who require a quick cash injection to help them through a financial emergency.

This type of personal finance has become increasingly popular in recent years. Consumers have the ability to make quick, discreet, online loan applications - often from their mobile phone. The speed and convenience of a payday loan can be very important in an emergency.

As a result, millions of people no longer need to visit a physical, high street branch to borrow money.

Because payday loans are designed to be borrowed over very short periods, the interest rate will normally be higher than longer term personal loans.

What are payday loans?

Do you need a loan?

Short term loans are designed to help you deal with financial emergencies or unexpected expenses.

These often include:

  • Sudden change in income
  • Medical bills
  • Car repairs
  • Broken boilers
  • Funeral expenses
  • Urgent home improvements

Short term credit products should not be used as an additional source of income.

Please note, you can create long-term debt if you do not understand and use payday loans responsibly. (Read more).


If you have any questions about CashLady or short term loans, visit our FAQ page for more information.

Payday Loans Online: How Do They Work?

Applying for a loan online is usually straightforward. In most cases, you will receive a decision within two minutes.

If your loan application is successful, you will complete your loan application directly with one of our approved loan providers.

Before your loan is approved your lender will likely carry out an affordability check and a full credit search to make sure you meet the requirements of their decision process.

If successful, you could have the money in your bank account the same day.

Our promise

We care about treating customers fairly and promise:

  • No upfront fees, hidden fees or broker fees - ever
  • We keep your personal data secure at all times
  • We never pass on your details to third parties for marketing
  • Always working with FCA authorised loan providers

Watch The Latest TV advert

High Cost Short Term Credit - FCA Guidelines

The HCSTC (High Cost Short Term Credit) sector has been regulated since 2014 by the FCA.

In 2014 the FCA introduced important guidelines for the short-term loan industry. Rulings from the Financial Conduct Authority state that borrowers will never pay more than:

  • 0.8% interest per day
  • £24 per £100 borrowed (per month)
  • Double the original loan amount

These rules help protect millions of borrowers by limiting their exposure to debt and making sure lenders put customer needs first.

Short term credit provides thousands of people every day with access to emergency funds. FCA authorised credit providers help ensure best practice is always maintained.

Warning: Late repayment can cause you serious money problems. For help, go to is a credit brokerage website owned and operated by Money Gap Limited. We are not a lender and do not provide credit to consumers. If you make an application through this site it will be shown to a selection of UK based lending partners for careful consideration. Applicants must be 18 years or over and approval is subject to status. We will never charge a fee for our service, but do receive a commission from lenders following successful introductions originating from this website. Any information we provide is for the strict purpose of illustrating the lending process only and does not constitute any form or financial or legal advice.

Money Gap Limited is a company registered in England and Wales with company number 6617413.
Registered Office: 89 New Bond Street, London W1S 1DA. Correspondence address: 14 Grays Inn Rd, London WC1X 8HN. Authorised and regulated by the Financial Conduct Authority. You can find us on the FCA Register with Reference number 726151. Data Protection Registration Number Z1696368. is a trademark and trading name of Money Gap Limited. Copyright ©2018 Money Gap Limited. All Rights Reserved.