Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

CashLady will never telephone you and will never charge you any fees. You should never pay upfront fees for a loan or send money in return for a loan.

Find a loan with an award-winning broker

  • Loans from £100 to £10,000 between
    3 and 60 months
  • Secure your loan online in minutes.

I'd like to borrow £

1,500

£100

£10,000

Representative 79.5% APR Get my personalised quote

Representative example: Amount of credit: £1000 for 12 months at £123.40 per month. Total amount repayable of £1,480.77 Interest: £480.77. Interest rate: 79.5% pa (fixed). 79.5% APR Representative.

Digitonomy Limited (trading as Cash Lady) is a credit broker not a lender. All Applications Subject to affordability, UK residents only

Rates between 11.8% APR and Maximum 1721% APR - your no obligation quote and APR will be based on your personal circumstances - we compare small loans from over 30 lenders to get you the lowest APR possible. If you are not successful in finding a loan we may transfer you directly to alternative firms and services, such as credit builder tools which could incur a monthly fee if you choose to use them. There are no fees for our service

no obligation quote

Your no-obligation quote and APR will be based on your personal circumstances

compare small loans

We compare loans from over 30 lenders to get you the lowest APR possible.

no fees

There are no fees for our service.

Warning: Late repayment can cause you serious money problems.
For help, go to moneyhelper.org.uk

How can CashLady help me find a loan?

CashLady can help you find a loan through our dedicated panel of lenders. We only work with credit providers who are authorised and regulated by the Financial Conduct Authority (FCA) and we never charge a fee for our service.

Our customers can make quick loan applications safely and conveniently - often from the comfort of their mobile phone. Because we have an extensive panel of lending partners, your loan application will be considered by many credit providers to improve your chances of receiving a loan offer.

If you are not successful in finding a loan we may transfer you directly to alternative firms and services, such as credit builder tools. These could incur a monthly fee if you choose to use them.

Get my personalised quote

CashLady Representative 79.5% APR

Reasons to apply with CashLady

Speed

Submitting your loan application through CashLady means you should receive a decision in minutes. If approved, the money can often reach your account quickly. (The time it takes for your money to be transferred to your account can vary and will depend on your bank’s policies and procedures).

Simple application process

Almost everything can be accomplished online - from completing your application to signing your credit agreement. The CashLady website is fully mobile optimised so you can manage your application process from anywhere.

Trust

We have served over 3 million customers since 2008 and won awards for our service.

If you need to borrow money quickly and safely, submitting an application online with CashLady guarantees your loan request will only be considered by lenders that are authorised and regulated by the Financial Conduct Authority.

Online safety

Online safety is always important, especially when you are submitting personal financial details. Our 256-bit encryption technology means your personal information is always kept safe and secure while we find you the best loan offer.

Consumer protection

The Financial Conduct Authority (FCA) introduced important guidelines for the short-term loan industry. Rulings from the Financial Conduct Authority state that borrowers will never pay more than:


  • 0.8% interest per day.
  • £24 per £100 borrowed (per month).
  • Double the original loan amount.

These rules help protect millions of borrowers by limiting their exposure to debt and making sure lenders put customers’ needs first.

We can help people with poor credit

Even if you don’t have a great credit score, we may still be able to find you a loan through one of our specialist partners. We do not charge a fee for our service and we won’t perform a hard credit to check your eligibility.

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CashLady Representative 79.5% APR

How does an online loan application work?

Welcome to CashLady, where we've streamlined the process of applying for an online loan to make it as straightforward as possible. Complete our user-friendly online form, providing essential personal details and financial information. Once you submit the form, you can usually expect to receive a result within a mere two minutes.

If you’re accepted by one of our extensive panel of over 30 lenders, and find the loan terms offered to be suitable for your needs, you can seamlessly proceed with their process. Our lenders take responsible lending seriously, so they will conduct affordability checks and perform a thorough credit search.

The best part? If everything goes smoothly, you could have the loan in your bank account on the very same day, depending on the time of your application and the capabilities of the lender.

We understand that sometimes, despite our efforts, loan applications may not always go as planned, and you could be declined for your chosen loan. We'll explore alternative options, including trying a lower loan term, to assist you in finding a suitable solution. If finding a loan isn't feasible, we have other products and services that might just be the helping hand you need.

Get my personalised quote

CashLady Representative 79.5% APR

Get your personalised quote today!

How much do you want to borrow? Representative 79.5% APR

CashLady Representative 79.5% APR

What are our lenders looking for?

When you apply for a loan with CashLady, we will present your loan application to our panel of lenders.
Before you apply, check if you meet the following eligibility criteria:

You must be at least
18 years old

Must have a UK bank account
with a valid debit card

You must be a UK resident

You must have a
regular income paid into your bank account

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CashLady Representative 79.5% APR

What is short-term credit?

We care about treating customers fairly and promise:

  • 100% fee-free! No upfront fees, hidden fees or broker fees - ever
  • We keep your personal data secure at all times

Short-term credit (or a short-term loan) is a form of consumer credit, often used by people who require a quick cash injection to help them through a financial emergency.

Because our un-secured loan products are can be borrowed over brief time periods, the interest rate will normally be higher than longer-term personal loans.

Typical short-term credit agreements from our lenders vary from 3 to 60 months.

Apply for loans with bad credit here.

In 2016 CashLady.com was awarded Credit Broker of the Year by Smart Money People

(we also came runners up in 2017 and in 2018).

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CashLady Representative 79.5% APR

What should you consider before applying for a loan?

Before you submit a loan application, it is important that you consider whether an online loan is
the best option for you. Here are some important considerations to take into account.

Short-term loans are designed to help you deal with financial emergencies

These often include:

  • A temporary change in income.
  • Medical bills.
  • Car repairs.
  • Broken boilers.
  • Funeral expenses.
  • Urgent home improvements.

Short-term credit should not be used as an additional source of income

If you are considering short-term credit as a solution to increase your income it could create financial problems as credit is essentially money that needs to be paid back. After all, you wouldn’t pay back your salary each month. Please remember that you can create long-term debt if you do not understand and use short-term loans responsibly.

Can you afford your loan?

If you’re worried about the cost of living, need support with budgeting, or think you might need debt advice, StepChange could help. They offer free and impartial support and help hundreds of thousands of people every year to deal with their debts and take control of their finances.

To find out how StepChange could help you, take the free Money Health Check. It’s quick and easy to complete, and will give you a personalised recommendation on what to do next.

What should you do if you cannot repay your loan?

If you cannot meet your monthly repayments, inform your creditor about your financial difficulties first.

This article explains what you should do when you cannot repay your debt.

The rules covered in the article help protect millions of borrowers by limiting their exposure to debt and making sure lenders put customer needs first.

Do you have more questions?

If you have any questions about CashLady or personal loans, you can visit our FAQ page for more information.

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CashLady Representative 79.5% APR