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Satsuma Loans Overview and Alternatives

Who are Satsuma Loans?

Satsuma Loans are providers of more than 90,000 loans in the UK every year. They are a part of Provident Financial Group.

Welcome to Satsuma Loans

How much can you borrow Satsuma?

If you’re a first time Satsuma customer, then this responsible loan provider will let you borrow up to £1,000. Once you’ve taken out and repaid your first Satsuma loan, you’ll be able to borrow double that amount for any subsequent borrowing. Satsuma rewards repeat customers with access to more money, but the minimum loan amount remains at just £100.

Here’s a quick comparison table, showing you the benefits of choosing CashLady rather than going straight to Satsuma:

Cash Lady Satsuma Loans
Representative APR% 1272 1575
Loan Duration 1-6 Months 1-52 Weeks
Repay Early Yes Yes
Panel of Lenders? Yes No
Loan Options (Number of Lenders) 15 1

cashlady alternative to the Satsuma

Applying for a loan

When you apply for a Satsuma loan you’ll see clear information about your loan amount, the total amount that you’ll owe and the length of your repayment term. Your loan application is split into three pages, with the first page collecting the basic details: how much do you need, how long for and what will you spend the money on? The second page of your application collects your personal finance details, relating to your income and regular outgoings. You’ll need to consent to a credit check in order for your application to be processed, along with identity and fraud checks. If you pass the necessary checks, you’ll receive a quote that you can review online as the third step of your application.

Flexible repayments policy

Repayments are flexible and in small and manageable weekly amounts. Repayments are taken through a Continuous Payment Authority, which means that they’re taken automatically on the agreed dates. With the Continuous Payment Authority in place, you don’t need to worry about missing a payment deadline.

What if you need help or support?

If you’re struggling financially and feel that you need a little more time, you can call Satsuma to discuss your payment options. Satsuma customer service advisors may be able to offer a more flexible repayment schedule to help with any financial difficulty that you’re experiencing. Alternatively, if you’re in a better financial situation than you might have expected, you can repay your loan early with no additional charges. Customer service advisors are on the end of the line from Monday through until Saturday, to answer any of your questions.

cashlady alternative to the Satsuma

Customer satisfacion and no hidden costs

Loans from Satsuma come with an assurance that there are no hidden fees or extra charges. Feedback from previous customers sits at above 95% satisfaction, and you’ll know exactly how much you’re repaying before you accept the loan quote.

Backed by Provident

Satsuma is a name that you can trust – part of Provident Personal Credit Ltd., established for more than 130 years. Provident Personal Credit is one of the largest UK lenders. As well as owning Satsuma they own Provident Home Credit, which delivers cash straight to the door of loan applicants. This is an option that’s useful for those that can’t get UK bank accounts, and if this suits you better then you can apply online and finish your application with a Provident Home Credit agent, who’ll carry out a thorough affordability assessment.

Read our full in-depth review of Satsuma Loans

Applying with CashLady

Satsuma loans are available through CashLady. We’ll send your application on your behalf, as they’re one of the lenders that we work with.

When you apply with CashLady, you’ll be able to find the right loan from a responsible lender that meets your needs.

The advantage of using the CashLady service comes in the form of varied options. We send details of your requirements to multiple lenders, to give you a wide range of loan choices ready to review and compare. Satsuma loans are included in your options, amongst a panel of lenders.

Should you wish to contact Satsuma service use the following contact details:
Satsuma Loans
1 Godwin Street, Bradford, BD1 2SU
Contact Telephone: 0800 694 0004
Email: Send Satsuma an Email.

All information about Satsuma comes from Information is correct at time of publication (April 2016).

Why CashLady?

Why choose Cash Lady?

As well as providing flexibility, with a great choice of loans so that you can find the perfect provider, CashLady offers convenience and confidence for you. You can trust us as a responsible licensed credit broker, committed to treating our customers fairly at all times.

Instead of applying directly to a variety of short term loan and payday loan providers, filling in forms on each individual lender’s website, you can apply using just one form when you start your application with CashLady. We send the form on your behalf to a selection of responsible lenders, bringing you details of their loan offerings ready to view and compare.

We have a good relationship with Satsuma, working closely with them, but we know that you can benefit from a more efficient process.

Apply for a short term loan today, to see what a difference we make!

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Representative 1272% APR
Representative Example
Amount borrowed: £250 for 3 months
Number of repayments: 3
Interest rate p/a: 292% (fixed)
Each repayment amount: £137.21
Total amount repayable: £411.63
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