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Payday UK Loans Overview and Alternatives

Payday UK - who are they?

Payday UK is the main trading name for Instant Cash Loans Ltd, who are part of the DFC Global Corp. They have been operational since 2003 and have a registered office in London. DFC also operates Payday Express and the Money Shop websites.

CashLady Compare to PaydayUK

CashLady PaydayUKd
Representative APR% 1272 1169%
Loan Duration 1-12 Months 1-12 Months
Repay Early Yes Yes
Year Established 2004 2007
Panel of Lenders? Yes No
Loan Options (Number of Lenders) 15 1

What kind of loans do they offer?

They offer a short term loan, which means you choose to repay the loan amount along with any interest, in instalments ranging from 1 to 5 months.

How much can you apply for?

You can apply for payday loans of up to £1,000 with Payday UK.

How quickly can they supply the loan?

They can usually supply the loan to you within the hour, depending what time you apply. They operate hourly deposit times between 4am – midnight 7 days a week.

What do they charge?

They charge £0.80 interest per day for per £100 you borrow. There are no extra transmissions or application charges.

How do their charges work?

They wil charge 0.80% per £100 per day as they charge a daily interest.

What optional charges do they have?


Licence details / Awards

  • They were a finalist for ‘Alternative Lender of the Year’ in the Credit Today awards in 2012.
  • Registration Number: 2685515
  • Interim Permissions Reference Number: 334154
  • VAT Number: GB896 1022 16

More About PaydayUK and how to apply

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Representative 1272% APR
Representative Example
Amount borrowed: £250 for 3 months
Number of repayments: 3
Interest rate p/a: 292% (fixed)
Each repayment amount: £137.21
Total amount repayable: £411.63
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