MyJar Loans

Quick Quid Loans

Who are MYJAR?

MYJAR are an award-winning UK lender, offering instalment loans of up to £3600 for new and existing customers. Established in 2009, they have issued over 2 million loans to UK borrowers and earned an impressive average Trustpilot customer satisfaction score of 9.3/10.

What is the duration of a MYJAR loan?

The duration of a MYJAR loan is between three and twelve months. The term that you are offered will depend on your credit worthiness and lending history with MYJAR. Existing customers are encouraged to climb the MYJAR Ladder, which provides access to longer loan durations at lower rates, over time, with good account management.

How much credit can you apply for?

MYJAR offers loans up to a maximum of £3,600. The amount you can borrow, and for how long, depends their assessment of your loan affordability and credit rating. If you are an existing customer then you may be offered larger sums as you climb the MYJAR Ladder.

What is MYJAR’s loan application process?

You are required to complete the short online application form, where you’ll be asked about your personal and financial circumstances, including employment, bank details, regular salary and outgoings.

After submitting your application, MYJAR will review your information and in some cases, may need to contact you for supporting documents to help confirm your address and verify your bank account details.

They will then notify you by text and email about whether you have been accepted for a loan. If approved, you can request your preferred loan amount by logging into your online account, or by calling the MYJAR customer service team.

What are the requirements?

To apply for a loan from MYJAR you should:

  • Have a regular source of income.
  • Be over 18 years of age
  • Be a UK resident
  • Hold a bank account in the UK with an active debit card
  • Have a verifiable mobile phone number and email address

How quickly will I receive my loan from MYJAR?

MYJAR aim to provide your loan within 15 minutes of approving your loan.

What do MYJAR charge?

The amount that you are charged depends on the length of your MYJAR loan. Examples are provided below.

MYJAR Loan Duration Daily Charge Interest
3-month loan 0.75% per day
(or 75p for each £100 borrowed)
274% (variable) per annum
Representative 1081% APR
6-month loan 0.65% per day
(or 65p for each £100 borrowed)
237% (variable) per annum
Representative 774% APR
12-month loan 0.35% per day
(or 35p for each £100 borrowed)
128% (variable)per annum
Representative 237% APR
Loan Options (Number of Lenders) 15 1

How much will you repay?

Representative Example: Borrow £500 for 6 months. Annual interest rate 238% (variable). 1 instalment of £142.10 & 5 equal instalments of £142.42. Total amount to repay £854.20. Representative 788% APR.

Repaying early is always encouraged because it will reduce your loan duration and therefore the total interest charged on the amount that you borrow.

Do MYJAR charge penalties?

There are no charges for taking out a MYJAR loan but you will be charged a late payment fee of £15 if you fail to make your repayments on time.

Along with incurring a charge, late payment can also potentially damage your credit file. You should take a note of when your payments are going to be taken and ensure that the funds are available in your bank account.

Can I repay my MYJAR loan early?

You are encouraged to repay your MYJAR loan early. Additional repayments can be made through your online MYJAR account or by calling the customer service team.

Will MYJAR run a credit check?

MYJAR will run a credit check as part of the application process but you may still receive a loan even if you have less than perfect credit.

a credit check is a part of an application procees for a cash loan with Myjar

Their main concern is that you can make your repayments comfortability and so they will carefully assess your current employment and loan affordability, as well as how you have managed your credit in the past.

What help and support do MYJAR offer?

MyJAR customer service is available seven days a week. You can contact them by telephone on 020 3006 2000, by sending an email to, or through the contact form on their website.

Where can you find online reviews of MYJAR?

If you are considering taking out an instalment loan with MYJAR then online reviews provide helpful insight from genuine customers, who have previously borrowed with this lender. Online business review platform TrustPilot has over 3400 MYJAR reviews, with an average score of 9.3 out of 10, which places them in the ‘excellent’ category.

What are MYJAR’s FCA registration details?

MYJAR is authorised and regulated by the Financial Conduct Authority. Authorisation number 673214. You can check the register for yourself, ,here.

Applying with CashLady

Remove the hassle of researching different lenders and sending multiple loan applications, by applying just once, through Cashlady.

We’ll provide you with a selection of quotes from suitable instalment loan providers, including MYJAR, so that you can make an informed decision about the best lender for you.

Here at Cashlady we use our expert knowledge of the market, plus trusted suite of over 15 loan providers, to match you with the lender and financial products most suited to your needs.

Simply complete our simple application form and we’ll do all the hard work for you, providing rates and prices, repayment terms and other important details that will help you to compare loan options.

Here’s a quick comparison table, highlighting some of the differences when you an application with CashLady

Cash Lady MyJar
Representative APR% 1272 1081% (for 3 month loan)
Loan Duration Up to 12 months Up to 12 months
Repay Early Yes Yes
Panel of Lenders? Yes No
Loan Options (Number of Lenders) 15 1

How to contact MYJAR

Telephone :

020 3006 2000


Correspondence Address:

PO Box 6040

Registered Address

Moss House
15–16 Brooks Mews

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Representative 49.9% APR
Representative Example
Amount borrowed: £1200 for 18 months
Number of repayments: 18
Interest rate p/a: 49.9% (variable)
Each repayment amount: £90.46
Total amount repayable: £1628.28
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Customer Satisfaction & Reviews

CashLady is rated 4.5 stars by and Smart Money People based on 2350 merchant reviews is not a lender but is a fully regulated and authorised credit broker which introduces borrowers and lenders for the purposes of entering into short-term unsecured loan agreements. does not charge customers a fee for using its broker services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement with a lender or broker following an introduction through this website. is a registered Trading Name of Digitonomy Limited, Registered in England and Wales (Company number 08385135), Registered Office; Steam Mill Business Centre, Steam Mill Street, Chester, Cheshire, CH3 5AN. Digitonomy Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 690249. Licenced by the Information Commissioners Office, (registration number ZA007309) *Once approved, your cash could be sent within 10 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures. Loans available to over-18s only, subject to status © 2019