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Lending Stream Overview and Alternatives


As a provider of short term loans that offer fair deals to borrowers, Lending Stream could be your perfect choice for credit from a responsible lender.

How much can I borrow?

You can borrow up to £1,500 for car repairs, new school uniforms and any other emergency expenses, with a Lending Stream loan helping to bridge the gap between your most recent payday and your next one.

What is the application process?

Borrowing with Lending Stream means that you could get money straight into your bank, following a 2-page application process and the creation of a personal account. Your account will enable you to log on and view your loan status. Start by providing your personal, residential and work details, then provide your bank details which will be used for verification. You’ll also need to agree to a credit reference check that will leave a trace on your credit file. If you pass the approval process after supplying your details, you’ll be presented with a loan offer. If you accept, you can sign your agreement with Lending Stream.

Level-headed loans can TV campaign

Lending Stream prides itself on being a responsible and trustworthy provider of short term loans. As a result, you can be sure of a professional and personalised service. Across the website and on Lending Stream television adverts, you’ll see a level-headed campaign that follows the theme of a boat in a small stream. The people behind Lending Stream don’t just rely on a credit score. They know that credit scores don’t tell the whole story, which is why each borrower gets an in-depth personalised review.

lendingstream-a trustworthy, responsible lender

How long can you borrow for?

You get 6 months to repay your Lending Stream loan, but there are no fees for repaying early. If you have a little extra cash, you can repay your loan whenever it suits you to do so.

Faster deposits with LendingStream

Lending Stream offers 24/7 deposits, even on Bank Holidays. When you’re repaying your loan you’ll receive useful pay date reminders, but will have the money taken from your bank account automatically. It’s a simple service that means you’ll never forget to repay your debt, but you’ll have the option to make repayments manually if that’s what you’d prefer.

What are the requirements?

Borrowers requirements should be met

The borrower requirements are that you need to be a UK resident, at least 18 years old and in regular employment earning £400 per month or more. If you meet these requirements, you also need an active bank account and credit card.

Responsible Lending

The people at Lending Stream want to encourage better financial habits, so as well as money in your bank account you’ll receive helpful emails sent to your inbox with financial management tips should you wish to opt-in to this service.

Applying with CashLady

You can apply for your Lending Stream loan through CashLady. We search the market using helpful technology and our impressive industry knowledge, bringing your short term loan quotes not just from Lending Stream but also from other providers.

By applying through CashLady, you’ll get an overall view of the loans that are currently on offer from our selected responsible lending partners. We show you rates and prices, repayment terms and other important details that will help you to compare loan options.

Lending Stream loans will be available after you apply for a quote, along with other well-known payday loan providers and others that you might not have heard of. You can reduce the amount of time that you spend searching the market.

Here’s a quick comparison table, showing you the benefits of choosing CashLady rather than going straight to Lending Stream:

Cash Lady Lending Stream
Representative APR% 1272 1325
Loan Duration 1-6 Months 1-6 Months
Repay Early Yes Yes
Panel of Lenders? Yes No
Loan Options (Number of Lenders) 15 1

Related information and further review of Lending Stream

At CashLady we are on a mission to find you a loan. We search through the market using our technology and industry knowledge. We make the process of applying for loans as simple as possible.

Should you wish to contact LendingStream customer service use the following contact details:
Lending Stream
Wisteria Grange Barn, Pikes End, Pinner
London, HA5 2EX
Contact Telephone: 0203 564 7028
Email: Send LendingStream an Email

All information about LendingStream comes from In. Information is correct at time of publication (April 2016).

Why CashLady?

As a responsible and reliable broker, we work closely with the most established short term loan providers to bring you a wide range of options. The lenders that we work with are professional, trustworthy and properly regulated, which means that you can trust us through every step of the process.

Comparing loans through CashLady removes the need to fill in a variety of application forms on a wide range of different websites. You’ll see clear, easy to understand responses from a number of responsible lenders. The results are arrange for ‘at a glance’ viewing, showing the most important details.

If now is the right time for your short term loan application, then why not get started immediately?

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Representative 1272% APR
Representative Example
Amount borrowed: £250 for 3 months
Number of repayments: 3
Interest rate p/a: 292% (fixed)
Each repayment amount: £137.21
Total amount repayable: £411.63
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