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Welcome to our Alternative Options page. Here you could find some alternative financial options to Payday Loans

Welcome to our Alternative Options page.

Below you can find some alternative finance options to Pay Day Loans, which aren’t suitable for everyone, as well as details of Credit Agencies that can help you improve your credit rating. Many of these Lenders accept people with poor credit history and can help improve it over time.

Our intention is to make Cash Lady your first place to visit when you’re short of cash. Providing you with both information on the options available to you as well as the places to visit.

Let CashLady find you an alternative financial option

We are very sorry we could not help with a trusted lender from our panel that would approve your loan today.

We appreciate your trust and make sure to protect your privacy at all times. We pride ourselves in treating our customers fairly and doing our best to help when in need of a quick loan.

We hope we can be of service to you in the future.

Based on our experience it's best to choose one of the options below. We have also compiled a list of trusted UK lenders for you to review and apply with directly.

Personal Loans

Provident do cash loans delivered to your door of between £100 and £1000. Applicants can choose to pay it back over 13 to 52 weeks.

Loan Amount Representative APR. Term
Min: £100 535% Min: 13 Weeks Click here to apply now with our this loan partner
Max: £1000 Max: 52 Weeks
Click here to apply now with our this loan partner
Representative example: £320 loan over 26 weeks. 26 payments of £19.20 per week. Rate of interest 112% p.a. fixed. Representative 535.3% APR. Total amount payable £499.20.
Guarantor Loans

If you are in need of some cash, but are having credit problems, a friend or family member may be able to vouch for you. By using their credit, you may be able to take out a loan and help rebuild your credit by making regular repayments. more>>

Loan Amount Representative APR. Term
Min: £750 50% Min: 12 Months Click here to apply now with our this loan partner
Max: £5000 Max: 60 Months
Click here to apply now with our this loan partner
The Representative APR is 49.9% so if you borrow £500 over 12 months at a rate of 49.9% p.a. (fixed) you will repay £51.53 per month and £618.36 in total.
Credit Unions

With a Credit Union you can both invest and borrow money. These unions are set up locally so you will need to search your area for the nearest one.

Product Details
With this search facility you can find out if there is a credit union you can join. Please note that the results you get are only an indication of credit unions you may join. You should check directly with the credit union to confirm your eligibility for membership. Click here to apply now with our this loan partner
Click here to apply now with our this loan partner is a credit brokerage website owned and operated by Money Gap Limited. We are not a lender and do not provide credit to consumers. If you make an application through this site it will be shown to a selection of UK based lending partners for careful consideration. Applicants must be 18 years or over and approval is subject to status. We will never charge a fee for our service, but do receive a commission from lenders following successful introductions originating from this website. Any information we provide is for the strict purpose of illustrating the lending process only and does not constitute any form or financial or legal advice.

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Registered Office: 89 New Bond Street, London W1S 1DA. Correspondence address: 14 Grays Inn Rd, London WC1X 8HN. Authorised and regulated by the Financial Conduct Authority. You can find us on the FCA Register with Reference number 726151. Data Protection Registration Number Z1696368. is a trademark and trading name of Money Gap Limited. Copyright ©2019 Money Gap Limited. All Rights Reserved.