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Welcome to our Alternative Options page. Here you could find some alternative financial options to Payday Loans

Welcome to our Alternative Options page.

Below you can find some alternative finance options to Pay Day Loans, which aren’t suitable for everyone, as well as details of Credit Agencies that can help you improve your credit rating. Many of these Lenders accept people with poor credit history and can help improve it over time.

Our intention is to make Cash Lady your first place to visit when you’re short of cash. Providing you with both information on the options available to you as well as the places to visit.

Let CashLady find you an alternative financial option
Personal Loans

Satsuma Loans offer's loans between £100 and £1000 for new customers, then as we get to know you a bit better, you could borrow up to £2000. Applicants can choose to pay it back over 13 to 52 weeks. more>>

Loan Amount Representative APR Term
Min: £100 1575% Min: 13 Weeks Click here to apply now with our this loan partner
Max: £1000 Max: 52 Weeks
Click here to apply now with our this loan partner
Representative example: £400 loan repayable over 26 weeks. 26 weekly payments of £29.46. Rate of interest 183% p.a. fixed. Representative 1,575% APR. Total amount payable is £765.96.
Credit Cards - Bad Credits

Don’t have the kind of credit score that gets you a regular credit card? There are still options – credit cards for bad credit are more likely to say yes, although will have higher interest rates. But repay them regularly and they could be very useful and help you rebuild your credit score too. more>>

Interest Free Period Credit Limit
56 Days Min: £150 Apply Now
Max: £1000
Apply Now
Representative Example Assuming a credit limit of £500 and an interest rate on purchases of 39.94% p.a. variable, you will receive a 39.9% APR
Credit Checks

7 Day FREE Trial then only £14.95 per month to continue if you don't cancel within your 7 Day FREE Trial. UKCreditRatings is the premium service on the market. Instantly Dispute errors on your credit files online. Credit Score Tracker allows you to see your score improve thanks to credit advice tailored specifically to you.more>>

Product Details
7 Day FREE Trial then only £14.95 per month to continue if you don't cancel within your 7 Day FREE Trial. UKCreditRatings is the premium service on the market. Instantly Dispute errors on your credit files online. Credit Score Tracker allows you to see your score improve thanks to credit advice tailored specifically to you. Click here to apply now with our this loan partner
Click here to apply now with our this loan partner
Logbook Loans

Do you own a car? If so, then you may be able to unlock some of the finances in it by using it to take out a loan. The lender takes possession of the logbook, but you still have the car to use until the loan is repaid – at which point, you get the logbook back. more>>

Loan Amount Representative APR Term
Min: £500 100% Min: 12 months Click here to apply now with our this loan partner
Max: £25000 Max: 4 years
Click here to apply now with our this loan partner
Representative example: if you borrow £1,000 over 12 months at a flat rate of 42.6% per annum (fixed) with a representative 99.7% APR you will make 12 monthly payments of £118.83 and repay £1,425.96 .
Credit Unions

With a Credit Union you can both invest and borrow money. These unions are set up locally so you will need to search your area for the nearest one.

Product Details
With this search facility you can find out if there is a credit union you can join. Please note that the results you get are only an indication of credit unions you may join. You should check directly with the credit union to confirm your eligibility for membership. Click here to apply now with our this loan partner
Click here to apply now with our this loan partner