privacy policy
CashLady - background image of the London skyline
Welcome to our Alternative Options page. Here you could find some alternative financial options to Payday Loans

Welcome to our Alternative Options page.

Below you can find some alternative finance options to Pay Day Loans, which aren’t suitable for everyone, as well as details of Credit Agencies that can help you improve your credit rating. Many of these Lenders accept people with poor credit history and can help improve it over time.

Our intention is to make Cash Lady your first place to visit when you’re short of cash. Providing you with both information on the options available to you as well as the places to visit.

Let CashLady find you an alternative financial option

We have searched a panel of 20 lenders we work with and, unfortunately, could not find a matching lender today.
This could be because of having multiple applications, existing loans or potentially, issues with your credit affordability or verification.

Continuing to look for a payday lender right now would probably not help.

Based on our experience it's best to choose one of the options below including Cash to your door, Guarantor Loans or Credit cards.

Apply again with us in the future in the hope we could help you then.

Personal Loans

Provident do cash loans delivered to your door of between £100 and £1000. Applicants can choose to pay it back over 13 to 52 weeks.

Loan Amount Representative APR. Term
Min: £100 535% Min: 13 Weeks Click here to apply now with our this loan partner
Max: £1000 Max: 52 Weeks
Click here to apply now with our this loan partner
Representative example: £320 loan over 26 weeks. 26 payments of £19.20 per week. Rate of interest 112% p.a. fixed. Representative 535.3% APR. Total amount payable £499.20.
Credit Cards - Bad Credits

Don’t have the kind of credit score that gets you a regular credit card? There are still options – credit cards for bad credit are more likely to say yes, although will have higher interest rates. But repay them regularly and they could be very useful and help you rebuild your credit score too. more>>

Interest Free Period Credit Limit
56 Days Min: £150 Apply Now
Max: £1000
Apply Now
Representative Example Assuming a credit limit of £500 and an interest rate on purchases of 39.94% p.a. variable, you will receive a 39.9% APR
Credit Checks

7 Day FREE Trial then only £14.95 per month to continue if you don't cancel within your 7 Day FREE Trial. UKCreditRatings is the premium service on the market. Instantly Dispute errors on your credit files online. Credit Score Tracker allows you to see your score improve thanks to credit advice tailored specifically to you.more>>

Product Details
7 Day FREE Trial then only £14.95 per month to continue if you don't cancel within your 7 Day FREE Trial. UKCreditRatings is the premium service on the market. Instantly Dispute errors on your credit files online. Credit Score Tracker allows you to see your score improve thanks to credit advice tailored specifically to you. Click here to apply now with our this loan partner
Click here to apply now with our this loan partner
Guarantor Loans

If you are in need of some cash, but are having credit problems, a friend or family member may be able to vouch for you. By using their credit, you may be able to take out a loan and help rebuild your credit by making regular repayments. more>>

Loan Amount Representative APR. Term
Min: £750 50% Min: 12 Months Click here to apply now with our this loan partner
Max: £5000 Max: 60 Months
Click here to apply now with our this loan partner
The Representative APR is 49.9% so if you borrow £500 over 12 months at a rate of 49.9% p.a. (fixed) you will repay £51.53 per month and £618.36 in total.
Credit Unions

With a Credit Union you can both invest and borrow money. These unions are set up locally so you will need to search your area for the nearest one.

Product Details
With this search facility you can find out if there is a credit union you can join. Please note that the results you get are only an indication of credit unions you may join. You should check directly with the credit union to confirm your eligibility for membership. Click here to apply now with our this loan partner
Click here to apply now with our this loan partner

CashLady.com is a credit brokerage website owned and operated by Money Gap Limited. We are not a lender and do not provide credit to consumers. If you make an application through this site it will be shown to a selection of UK based lending partners for careful consideration. Applicants must be 18 years or over and approval is subject to status. We will never charge a fee for our service, but do receive a commission from lenders following successful introductions originating from this website. Any information we provide is for the strict purpose of illustrating the lending process only and does not constitute any form or financial or legal advice.

Money Gap Limited is a company registered in England and Wales with company number 6617413.
Registered Office: 89 New Bond Street, London W1S 1DA. Correspondence address: 14 Grays Inn Rd, London WC1X 8HN. Authorised and regulated by the Financial Conduct Authority. You can find us on the FCA Register with Reference number 726151. Data Protection Registration Number Z1696368.
Cashlady.com is a trademark and trading name of Money Gap Limited. Copyright ©2018 Money Gap Limited. All Rights Reserved.