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Welcome to our Alternative Options page. Here you could find some alternative financial options to Payday Loans

Welcome to our Alternative Options page.

Below you can find some alternative finance options to Pay Day Loans, which aren’t suitable for everyone, as well as details of Credit Agencies that can help you improve your credit rating. Many of these Lenders accept people with poor credit history and can help improve it over time.

Our intention is to make Cash Lady your first place to visit when you’re short of cash. Providing you with both information on the options available to you as well as the places to visit.

Let CashLady find you an alternative financial option

We are very sorry we could not help with a trusted lender from our panel that would approve your loan today.

We appreciate your trust and make sure to protect your privacy at all times. We pride ourselves in treating our customers fairly and doing our best to help when in need of a quick loan.

We hope we can be of service to you in the future.

Based on our experience it's best to choose one of the options below. We have also compiled a list of trusted UK lenders for you to review and apply with directly.

Personal Loans

Provident do cash loans delivered to your door of between £100 and £1000. Applicants can choose to pay it back over 13 to 52 weeks.

Loan Amount Representative APR. Term
Min: £100 535% Min: 13 Weeks Click here to apply now with our this loan partner
Max: £1000 Max: 52 Weeks
Click here to apply now with our this loan partner
Representative example: £320 loan over 26 weeks. 26 payments of £19.20 per week. Rate of interest 112% p.a. fixed. Representative 535.3% APR. Total amount payable £499.20.
Guarantor Loans

If you are in need of some cash, but are having credit problems, a friend or family member may be able to vouch for you. By using their credit, you may be able to take out a loan and help rebuild your credit by making regular repayments. more>>

Loan Amount Representative APR. Term
Min: £750 50% Min: 12 Months Click here to apply now with our this loan partner
Max: £5000 Max: 60 Months
Click here to apply now with our this loan partner
The Representative APR is 49.9% so if you borrow £500 over 12 months at a rate of 49.9% p.a. (fixed) you will repay £51.53 per month and £618.36 in total.
Credit Unions

With a Credit Union you can both invest and borrow money. These unions are set up locally so you will need to search your area for the nearest one.

Product Details
With this search facility you can find out if there is a credit union you can join. Please note that the results you get are only an indication of credit unions you may join. You should check directly with the credit union to confirm your eligibility for membership. Click here to apply now with our this loan partner
Click here to apply now with our this loan partner is not a lender but is a fully regulated and authorised credit broker which introduces borrowers and lenders for the purposes of entering into short-term unsecured loan agreements. does not charge customers a fee for using its broker services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement with a lender or broker following an introduction through this website. is a registered Trading Name of Digitonomy Limited, Registered in England and Wales (Company number 08385135), Registered Office; Steam Mill Business Centre, Steam Mill Street, Chester, Cheshire, CH3 5AN. Digitonomy Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 690249. Licenced by the Information Commissioners Office, (registration number ZA007309) *Once approved, your cash could be sent within 10 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures. Loans available to over-18s only, subject to status © 2020