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HCSTC Consumer Index - UK Regional Trends

Millions of people apply for High Cost Short Term Credit solutions each year. The data presented below uses the data from payday loans and other short term loan applications that we process using our systems. Use the map below to see the monthly consumer trends by TV region. For a city based analysis go to Consumer credit analysis by city.

    UTV

    August 2019

    Number % Increase MOM
    Applications 350 9.38%-44.09%
    Average Loan Request £376.00 -1.05%5.92%
    Average Monthly Income £1442.32 4.21%1.86%
    Loan Purpose Top Employers
    1. Unexpected Expense 1. TESCO
    2. Pay Bills 2. EDUCATIONAUTHORITY
    3. Vehicle Repair 3. CONCENTRIX

    STV

    August 2019

    Number % Increase MOM
    Applications 1223 -6.78%-53.00%
    Average Loan Request £353.00 -1.40%9.63%
    Average Monthly Income £1442.57 -2.46%-1.13%
    Loan Purpose Top Employers
    1. Unexpected Expense 1. NHS
    2. Pay Bills 2. MR
    3. Home Improvement 3. TESCO

    Border

    August 2019

    Number % Increase MOM
    Applications 116 -9.38%-58.57%
    Average Loan Request £344.00 -1.99%10.26%
    Average Monthly Income £1557.24 3.33%10.76%
    Loan Purpose Top Employers
    1. Unexpected Expense 1. NHS
    2. Special Occasion 2. TESCO
    3. Other expense 3. BSWTIMBER

    Tyne Tees

    August 2019

    Number % Increase MOM
    Applications 801 -9.18%-53.62%
    Average Loan Request £344.00 3.30%6.83%
    Average Monthly Income £1475.74 4.00%0.12%
    Loan Purpose Top Employers
    1. Unexpected Expense 1. NHS
    2. Pay Bills 2. TESCO
    3. Vehicle Repair 3. MISS

    Yorkshire

    August 2019

    Number % Increase MOM
    Applications 1247 -5.10%-50.83%
    Average Loan Request £352.00 -3.30%7.32%
    Average Monthly Income £1446.95 -2.50%1.54%
    Loan Purpose Top Employers
    1. Unexpected Expense 1. NHS
    2. Pay Bills 2. ASDA
    3. Other expense 3. TESCO

    Granada

    August 2019

    Number % Increase MOM
    Applications 1847 -5.43%-52.80%
    Average Loan Request £348.00 -1.69%7.41%
    Average Monthly Income £1516.19 2.45%3.99%
    Loan Purpose Top Employers
    1. Unexpected Expense 1. NHS
    2. Pay Bills 2. TESCO
    3. Special Occasion 3. ASDA

    Wales

    August 2019

    Number % Increase MOM
    Applications 677 -9.37%-50.11%
    Average Loan Request £345.00 0.88%4.86%
    Average Monthly Income £1435.06 -2.11%0.42%
    Loan Purpose Top Employers
    1. Unexpected Expense 1. NHS
    2. Pay Bills 2. TESCO
    3. Vehicle Repair 3. ADMIRAL

    Central

    August 2019

    Number % Increase MOM
    Applications 2063 -7.86%-51.56%
    Average Loan Request £359.00 -1.64%6.53%
    Average Monthly Income £1528.88 1.72%4.50%
    Loan Purpose Top Employers
    1. Unexpected Expense 1. NHS
    2. Pay Bills 2. TESCO
    3. Other expense 3. MISS

    Anglia

    August 2019

    Number % Increase MOM
    Applications 667 -56.49%-14.60%
    Average Loan Request £353.00 0.86%2.02%
    Average Monthly Income £1524.40 1.02%-1.65%
    Loan Purpose Top Employers
    1. Unexpected Expense 1. TESCO
    2. Pay Bills 2. NHS
    3. Other expense 3. MR

    London

    August 2019

    Number % Increase MOM
    Applications 2057 -4.99%-56.32%
    Average Loan Request £379.00 1.34%4.12%
    Average Monthly Income £1728.54 2.71%-0.26%
    Loan Purpose Top Employers
    1. Unexpected Expense 1. TESCO
    2. Pay Bills 2. MISS
    3. Other expense 3. SAINSBURYS

    Meridian

    August 2019

    Number % Increase MOM
    Applications 1444 -0.89%-52.09%
    Average Loan Request £359.00 -2.97%2.28%
    Average Monthly Income £1655.59 4.26%2.13%
    Loan Purpose Top Employers
    1. Unexpected Expense 1. TESCO
    2. Pay Bills 2. NHS
    3. Other expense 3. MR

    West

    August 2019

    Number % Increase MOM
    Applications 483 -5.48%-51.80%
    Average Loan Request £338.00 -3.43%-2.03%
    Average Monthly Income £1511.88 -1.05%-0.21%
    Loan Purpose Top Employers
    1. Unexpected Expense 1. MISS
    2. Pay Bills 2. NHS
    3. Other expense 3. TESCO

    West Country

    August 2019

    Number % Increase MOM
    Applications 277 -13.17%-53.60%
    Average Loan Request £381.00 1.87%20.19%
    Average Monthly Income £1523.97 -1.42%6.50%
    Loan Purpose Top Employers
    1. Unexpected Expense 1. TESCO
    2. Pay Bills 2. ROYALNAVY
    3. Other expense 3. MISS

    Channel Islands

    August 2019

    Number % Increase MOM
    Applications 6 -25.00%-64.71%
    Average Loan Request £450.00 -24.11%-6.05%
    Average Monthly Income £1698.33 -1.77%-13.75%
    Loan Purpose Top Employers
    1. Pay Bills 1. 1984
    2. Special Occasion 2. FORESTSTORESLTD
    3. Rent/Mortgage 3. HOTEL
    Compare YOY

    For more detailed UK statistics, please contact
    media@moneygapgroup.com

    Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk     

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