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HCSTC Index – UK Consumer Trends

Millions of people apply for High Cost Short Term Credit solutions each year. Use the map below to see the monthly consumer trends by City.
Click each City for more info.

  • Glasgow
  • Edinburgh
  • Belfast
  • Newcastle
  • Leeds
  • Bradford
  • Manchester
  • Liverpool
  • Sheffield
  • Nottingham
  • Stoke on Trent
  • Leicester
  • Norwich
  • Birmingham
  • Coventry
  • Cardiff
  • Bristol
  • Reading
  • London

Newcastle

June 2018

Number % Increase MOM
Applications 576 -7.99%-28.45%
Average Loan Request £307.00 -1.60%1.32%
Average Monthly Income £1508.37 7.05%6.37%
Loan Purpose Top Employers
1. Unexpected Expense 1. NHS
2. Pay Bills 2. MISS
3. Home Improvement 3. BT

Edinburgh

June 2018

Number % Increase MOM
Applications 393 4.52%-25.43%
Average Loan Request £332.00 3.43%-1.19%
Average Monthly Income £1446.65 2.82%3.48%
Loan Purpose Top Employers
1. Unexpected Expense 1. EDINBURGHCOUNCIL
2. Pay Bills 2. NHSLOTHIAN
3. Special Occasion 3. SCOTMID

Birmingham

June 2018

Number % Increase MOM
Applications 854 -1.95%-25.74%
Average Loan Request £325.00 -1.81%-2.40%
Average Monthly Income £1418.64 2.43%-1.41%
Loan Purpose Top Employers
1. Unexpected Expense 1. NHS
2. Pay Bills 2. TESCO
3. Special Occasion 3. BIRMINGHAMCITYCOUNCIL

Glasgow

June 2018

Number % Increase MOM
Applications 667 -10.83%-19.74%
Average Loan Request £309.00 -7.76%-2.83%
Average Monthly Income £1397.65 0.62%0.26%
Loan Purpose Top Employers
1. Unexpected Expense 1. GLASGOWCITYCOUNCIL
2. Special Occasion 2. NHS
3. Pay Bills 3. SKY

Manchester

June 2018

Number % Increase MOM
Applications 627 -16.62%-34.28%
Average Loan Request £295.00 -8.67%-7.23%
Average Monthly Income £1425.59 3.08%4.44%
Loan Purpose Top Employers
1. Unexpected Expense 1. NHS
2. Pay Bills 2. ASDA
3. Special Occasion 3. ALDI

Cardiff

June 2018

Number % Increase MOM
Applications 459 -10.35%-15.47%
Average Loan Request £315.00 -11.76%0.32%
Average Monthly Income £1463.07 3.76%7.50%
Loan Purpose Top Employers
1. Unexpected Expense 1. TESCO
2. Pay Bills 2. SSE
3. Special Occasion 3. BRITISHGAS

Leeds

June 2018

Number % Increase MOM
Applications 343 -4.99%-28.39%
Average Loan Request £297.00 -7.48%-1.00%
Average Monthly Income £1412.57 -3.05%-2.45%
Loan Purpose Top Employers
1. Unexpected Expense 1. LEEDSCITYCOUNCIL
2. Special Occasion 2. NHS
3. Pay Bills 3. ASDA

Bradford

June 2018

Number % Increase MOM
Applications 241 -15.14%-33.06%
Average Loan Request £330.00 -4.62%-2.37%
Average Monthly Income £1399.10 -1.61%-0.98%
Loan Purpose Top Employers
1. Unexpected Expense 1. MORRISONS
2. Pay Bills 2. BRADFORDCOUNCIL
3. Special Occasion 3. TECONNEX

Belfast

June 2018

Number % Increase MOM
Applications 623 -25.66%-2.50%
Average Loan Request £326.00 1.56%-1.81%
Average Monthly Income £1380.18 -4.42%1.04%
Loan Purpose Top Employers
1. Unexpected Expense 1. CONVERGYS
2. Pay Bills 2. TESCO
3. Vehicle Repair 3. NHS

London

June 2018

Number % Increase MOM
Applications 1767 3.33%-15.90%
Average Loan Request £351.00 -4.36%-4.10%
Average Monthly Income £1726.24 3.06%3.80%
Loan Purpose Top Employers
1. Unexpected Expense 1. TESCO
2. Pay Bills 2. SAINSBURYS
3. Other expense 3. NHS

Coventry

June 2018

Number % Increase MOM
Applications 324 -9.75%-34.94%
Average Loan Request £319.00 -8.86%-0.62%
Average Monthly Income £1482.97 1.85%2.56%
Loan Purpose Top Employers
1. Unexpected Expense 1. NHS
2. Pay Bills 2. JAGUARLANDROVER
3. Vehicle Repair 3. SAINSBURYS

Liverpool

June 2018

Number % Increase MOM
Applications 516 -1.71%-29.32%
Average Loan Request £335.00 3.40%8.77%
Average Monthly Income £1521.36 2.93%-15.81%
Loan Purpose Top Employers
1. Unexpected Expense 1. NHS
2. Special Occasion 2. WILLIAMHILL
3. Other expense 3. WARRENCARE

Leicester

June 2018

Number % Increase MOM
Applications 334 -7.73%-33.86%
Average Loan Request £331.00 -2.07%-2.07%
Average Monthly Income £1425.83 -0.57%-5.70%
Loan Purpose Top Employers
1. Unexpected Expense 1. NHS
2. Pay Bills 2. TESCO
3. Vehicle Repair 3. PRIMELIFE

Bristol

June 2018

Number % Increase MOM
Applications 357 9.17%-5.80%
Average Loan Request £306.00 -0.33%-4.08%
Average Monthly Income £1505.73 -1.78%-0.94%
Loan Purpose Top Employers
1. Unexpected Expense 1. TESCO
2. Pay Bills 2. ASDA
3. Other expense 3. NHS

Norwich

June 2018

Number % Increase MOM
Applications 220 -23.34%-24.40%
Average Loan Request £292.00 -20.22%-6.41%
Average Monthly Income £1396.08 -2.30%-5.16%
Loan Purpose Top Employers
1. Pay Bills 1. TESCO
2. Unexpected Expense 2. NHS
3. Special Occasion 3. NORFOLKCOUNTYCOUNCIL

Nottingham

June 2018

Number % Increase MOM
Applications 496 -6.59%-28.12%
Average Loan Request £328.00 3.14%3.14%
Average Monthly Income £1442.28 -0.12%-3.53%
Loan Purpose Top Employers
1. Unexpected Expense 1. NHS
2. Pay Bills 2. DOMESTICANDGENERAL
3. Special Occasion 3. BOOTS

Reading

June 2018

Number % Increase MOM
Applications 255 -12.07%-24.78%
Average Loan Request £332.00 -4.32%6.75%
Average Monthly Income £1556.94 -1.33%4.49%
Loan Purpose Top Employers
1. Unexpected Expense 1. NHS
2. Pay Bills 2. THAMESWATER
3. Vehicle Repair 3. SSE

Sheffield

June 2018

Number % Increase MOM
Applications 661 2.96%-20.74%
Average Loan Request £314.00 -4.85%-2.48%
Average Monthly Income £1427.49 -1.69%3.74%
Loan Purpose Top Employers
1. Unexpected Expense 1. NHS
2. Pay Bills 2. WEBHELP
3. Other expense 3. CAPITA

Stokeontrent

June 2018

Number % Increase MOM
Applications 271 -8.14%-30.51%
Average Loan Request £340.00 6.25%0.00%
Average Monthly Income £1383.92 -6.62%2.89%
Loan Purpose Top Employers
1. Unexpected Expense 1. ASDA
2. Pay Bills 2. NHS
3. Vehicle Repair 3. MISS
Compare YOY

For more detailed UK statistics, please contact
media@moneygapgroup.com

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk     

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