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HCSTC Index – UK Consumer Trends

Millions of people apply for High Cost Short Term Credit solutions each year. Use the map below to see the monthly consumer trends by City.
Click each City for more info.

  • Glasgow
  • Edinburgh
  • Belfast
  • Newcastle
  • Leeds
  • Bradford
  • Manchester
  • Liverpool
  • Sheffield
  • Nottingham
  • Stoke on Trent
  • Leicester
  • Norwich
  • Birmingham
  • Coventry
  • Cardiff
  • Bristol
  • Reading
  • London

Newcastle

August 2018

Number % Increase MOM
Applications 634 -27.87%-8.12%
Average Loan Request £308.00 -3.75%2.33%
Average Monthly Income £1459.16 0.63%1.75%
Loan Purpose Top Employers
1. Unexpected Expense 1. NHS
2. Pay Bills 2. ASDA
3. Special Occasion 3. NISSAN

Edinburgh

August 2018

Number % Increase MOM
Applications 403 -13.33%-5.84%
Average Loan Request £334.00 1.21%6.71%
Average Monthly Income £1483.28 3.73%8.35%
Loan Purpose Top Employers
1. Unexpected Expense 1. NHSLOTHIAN
2. Pay Bills 2. NHS
3. Home Improvement 3. TESCO

Birmingham

August 2018

Number % Increase MOM
Applications 880 -24.59%-3.19%
Average Loan Request £346.00 1.76%4.53%
Average Monthly Income £1455.02 -1.15%0.28%
Loan Purpose Top Employers
1. Unexpected Expense 1. NHS
2. Pay Bills 2. DHL
3. Other expense 3. ASDA

Glasgow

August 2018

Number % Increase MOM
Applications 677 -15.06%-9.01%
Average Loan Request £320.00 -1.23%10.73%
Average Monthly Income £1457.13 -0.54%4.45%
Loan Purpose Top Employers
1. Unexpected Expense 1. NHS
2. Pay Bills 2. GLASGOWCITYCOUNCIL
3. Special Occasion 3. KURA

Manchester

August 2018

Number % Increase MOM
Applications 742 -21.65%-9.07%
Average Loan Request £313.00 -1.88%-0.63%
Average Monthly Income £1476.99 2.85%7.81%
Loan Purpose Top Employers
1. Unexpected Expense 1. NHS
2. Pay Bills 2. TESCO
3. Other expense 3. ASDA

Cardiff

August 2018

Number % Increase MOM
Applications 475 -18.38%-9.87%
Average Loan Request £323.00 -2.42%5.90%
Average Monthly Income £1427.51 -3.68%-0.24%
Loan Purpose Top Employers
1. Unexpected Expense 1. NHS
2. Pay Bills 2. ASDA
3. Special Occasion 3. CONDUIT

Leeds

August 2018

Number % Increase MOM
Applications 341 -19.58%-30.27%
Average Loan Request £316.00 -3.36%7.85%
Average Monthly Income £1470.09 2.45%3.82%
Loan Purpose Top Employers
1. Unexpected Expense 1. LEEDSCITYCOUNCIL
2. Pay Bills 2. NHS
3. Special Occasion 3. ASDA

Bradford

August 2018

Number % Increase MOM
Applications 276 -15.34%0.36%
Average Loan Request £309.00 -4.63%-9.38%
Average Monthly Income £1377.42 -5.59%10.02%
Loan Purpose Top Employers
1. Unexpected Expense 1. BRADFORDCOUNCIL
2. Pay Bills 2. NHS
3. Other expense 3. EXPECTDISTRIBUTION

Belfast

August 2018

Number % Increase MOM
Applications 626 -10.32%-22.14%
Average Loan Request £355.00 3.80%10.25%
Average Monthly Income £1416.78 2.74%8.23%
Loan Purpose Top Employers
1. Unexpected Expense 1. TESCO
2. Vehicle Repair 2. CIVILSERVICE
3. Pay Bills 3. EDUCATIONAUTHORITY

London

August 2018

Number % Increase MOM
Applications 2007 -15.24%7.90%
Average Loan Request £365.00 -2.93%1.11%
Average Monthly Income £1744.08 0.64%4.81%
Loan Purpose Top Employers
1. Unexpected Expense 1. TESCO
2. Pay Bills 2. SAINSBURYS
3. Special Occasion 3. NHS

Coventry

August 2018

Number % Increase MOM
Applications 369 -17.82%-14.39%
Average Loan Request £349.00 -0.85%5.12%
Average Monthly Income £1575.77 5.19%5.61%
Loan Purpose Top Employers
1. Unexpected Expense 1. DHL
2. Pay Bills 2. SITEL
3. Vehicle Repair 3. BROSE

Liverpool

August 2018

Number % Increase MOM
Applications 573 -17.91%-15.36%
Average Loan Request £327.00 0.00%6.17%
Average Monthly Income £1421.45 -0.60%-0.32%
Loan Purpose Top Employers
1. Unexpected Expense 1. NHS
2. Pay Bills 2. B&M
3. Home Improvement 3. AMEY

Leicester

August 2018

Number % Increase MOM
Applications 377 -29.66%-7.14%
Average Loan Request £348.00 0.87%10.83%
Average Monthly Income £1448.76 -4.50%-2.24%
Loan Purpose Top Employers
1. Unexpected Expense 1. NHS
2. Pay Bills 2. TESCO
3. Special Occasion 3. TOPPSTILES

Bristol

August 2018

Number % Increase MOM
Applications 337 -22.35%-15.96%
Average Loan Request £348.00 7.74%2.05%
Average Monthly Income £1517.88 2.08%1.19%
Loan Purpose Top Employers
1. Unexpected Expense 1. TESCO
2. Pay Bills 2. NHS
3. Special Occasion 3. COOP

Norwich

August 2018

Number % Increase MOM
Applications 229 -29.54%-24.17%
Average Loan Request £347.00 -4.67%10.51%
Average Monthly Income £1501.75 -0.22%-4.53%
Loan Purpose Top Employers
1. Unexpected Expense 1. TESCO
2. Pay Bills 2. NHS
3. Vehicle Repair 3. NORFOLKCOUNTYCOUNCIL

Nottingham

August 2018

Number % Increase MOM
Applications 495 -23.02%-19.64%
Average Loan Request £324.00 -0.61%3.18%
Average Monthly Income £1397.38 -6.03%-4.03%
Loan Purpose Top Employers
1. Unexpected Expense 1. TESCO
2. Pay Bills 2. NHS
3. Special Occasion 3. ASDA

Reading

August 2018

Number % Increase MOM
Applications 297 -21.22%-1.00%
Average Loan Request £368.00 7.92%10.84%
Average Monthly Income £1577.52 -6.88%-4.45%
Loan Purpose Top Employers
1. Pay Bills 1. TESCO
2. Other expense 2. THAMESWATER
3. Unexpected Expense 3. ABBEYCRESTCARINGHOMES

Sheffield

August 2018

Number % Increase MOM
Applications 588 -30.58%-11.58%
Average Loan Request £326.00 -2.69%6.89%
Average Monthly Income £1407.46 -4.77%2.44%
Loan Purpose Top Employers
1. Unexpected Expense 1. NHS
2. Pay Bills 2. CAPITA
3. Special Occasion 3. MCDONALDS

Stokeontrent

August 2018

Number % Increase MOM
Applications 305 -25.79%-12.36%
Average Loan Request £322.00 -2.72%1.58%
Average Monthly Income £1436.34 1.08%-0.60%
Loan Purpose Top Employers
1. Unexpected Expense 1. NHS
2. Pay Bills 2. BET365
3. Other expense 3. MCDONALDS
Compare YOY

For more detailed UK statistics, please contact
media@moneygapgroup.com

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk     

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