Are you enjoying the sunshine?
A bit of warm and dry weather can instantly improve your mood, putting you in a positive state of mind. Of course,
Budget and prepare
As the summer starts, make sure that you’re prepared for all the fun and excitement. If you have financial responsibilities hanging over you, make sure that you’ve done your best to get them under control. Therefore you won’t feel guilty when you buy an ice cream or plan a drive to the beach.
Plan for what’s to come, from day to day spending right through to your summer holiday. If you can afford to pay it back as soon as the summer break is over, taking out a small loan might be a useful way to bring your spare money forward. Only do this if you know that you can keep up with the required repayments.
Look out for summer deals and offers
During the summer months, peak prices are charged for holidays, attractions and travel. So look for special offers, summer deals, discounts and vouchers that you can use to reduce your expenses. Also you might try trading supermarket loyalty points for attraction tickets, or getting BOGOF entry from the side of your cereal box.
Or, why not take out a membership for your favourite attraction? If you plan to visit regularly, this may be a way to save money.
Plan your weeks and balance your fun
Don’t get over-enthusiastic as soon as the sun comes out. Especially if you enjoy all your biggest BBQs and day trips in the first week of the summer, you’ll soon regret your decision. More so when the remaining weeks need to be managed on a small budget. So instead, start by planning what you’ll do each week. Plan one more expensive activity per fortnight. Plus a few cheaper options that you’ll space out well, and free things to do that will fill the rest of your calendar. As a result your big expenses will be spread out and you’ll always have something big to look forward to.
Pack your picnics at home
Are you tempted to go to the shop and fill up your picnic basket there? Prepared salads and sandwiches can cost quite a lot – supermarket meal deals with a sandwich, packet of crisps and a drink are usually around £3 each. Yet you can do a lot at home for the same amount of money, making sandwiches for the whole family.
Walk and use public transport where possible
Walking doesn’t cost a penny. Yet It’s also a fantastic way to enjoy the good weather and some quality time with your family or friends. Plus the walk can be just as enjoyable as the destination.
Public transport can provide more flexibility for your money, if the places that you’re going are served well by trains or buses. Without having to pay for parking by the hour, you can spend longer at the attractions, parks and shops that you visit.
Hopefully these tips will give you food for thought as you’re planning your summer adventures. Don’t forget the sunscreen!