13 Game-Changing Money Saving Apps for Lazy Savers

13 Game-Changing Money Saving Apps for Lazy Savers
September 6, 2018 Stacey Corrin

13 Game-Changing Money Saving Apps for Lazy Savers

There are hundreds of money saving apps on the market all vying for your attention. Almost all of them will promise you they can save you heaps of cash on your day to day spending.

To navigate that virtual minefield, we’ve compiled a list of 13 money saving apps for your finances that not only help you to save money but encourage you to look closer at how you make purchases and where your money goes.

#1 ATM Locator: Cash Free Withdrawals Fast

Free. Android.

ATM locator Money Saving App

ATM Locator isn’t strictly speaking slotted into the money saving apps genre, yet it allows you to hunt the nearest cash machines that have no fees, saving you a pretty penny.

Being able to find the closest cash point regardless of whether they charge or not, is useful on a night out when you discover a venue that does not accept payments by card. Simply pull out this app and with its geolocation software, it will display a map of cashpoints closest to you. Check which ones charge no fees and head over to withdraw your guilt-free cash.

ATM Locator works worldwide, which is particularly useful when you have no idea where you’re going in an unfamiliar country.

#2 Vouchercloud: Discount Vouchers in One Place

Free. Android, iOS.

Vouchercloud: Discount Vouchers in One Place

There are so many Voucher apps so it’s worth shopping around to find one that suits your needs the best. Vouchercloud is especially popular among money saving apps in the UK, mostly because it’s super simple to use. One of the most interesting features of this app is it shows you the money you’ve saved over the course of using it which can be a massive boost to your moral.

You can browse the apps top deals to see which are the most popular. Alternatively, you can select the ‘near me’ function to see which discounts are available in your location.

Tap the ‘use voucher’ button when you’ve decided which voucher you’d like and you’re ready to pay. A code will show up on your screen. Then when you’re ready, show this code to the venue staff and they will redeem your discount.

#3 Stocard: Digital Loyalty Card Wallet

Free. Android, iOS.

Stocard: Digital Loyalty Card Wallet

Stocard is a brilliant app if you’re always losing your store loyalty cards or forgetting to use them. We all do it and can miss out on some big perks by forgetting all about them.

This popular money saving app acts as a digital wallet to store all of your loyalty cards on your mobile device. When you’re ready to use one, all you need to do is ask the cashier at the checkout to scan the barcode relevant to that store card and your points will be added automatically.

With no charge involved, you might be able to actually free up some wallet space.

#4 TopCashback: One of the Best Money Saving Apps for Cashback

Free. Android, iOS.

TopCashback: One of the Best Money Saving Apps for Cashback

TopCashback is one of the many money saving apps that can reward you with cash back for making a purchase at a retailer via their portal. It might seem too good to be true but let’s take a look at how it works.

TopCashback earns a commission when you purchase something through them. They pass this commission back to you in the form of cash back, which means you’re saving a little bit of money each time you shop through them.

If you were going to make a purchase from a retailer on their list of partners anyway, it’s a no-brainer to make a few clicks or taps and earn a little extra back.

#5 MySupermarket: Always Pay the Lowest Price

Free. Android, iOS.

MySupermarket: Always Pay the Lowest Price

MySupermarket is designed in a way to help you always pay the lowest price for the items on your shopping list. By creating your list on the app, it will tell you which supermarkets are offering each item at the lowest prices.

If you’re shopping on the go and don’t have time for a list, you can use the barcode feature while you’re browsing, to scan an item. The app will then tell you which store has it the cheapest.

MySupermarket will display whether anything on your list is on special offer somewhere. This can help you buy in bulk and save a little more cash.

#6 PayFriendz: Collect what you’re Owed

Free. Android, iOS.

PayFriendz: Collect what you’re Owed

If you often lose track of who owes you money or which night out you need to chip in for, then PayFriendz could be the perfect app for you. With this app, you can digitally pay your pals and send them a request to pay you if they owe you some cash.

You will need to deposit money to your PayFriendz account if you want to pay out, but it’s easy to do once you link your card to it. What’s more, the in-app messenger helps to keep any money-talk away from your usual conversations elsewhere.

Every now and then, the app will have a refer a friend promotion whereby you’ll earn £10 for every three friends you get signed up. Perfect for some extra pounds in the kitty.

#7 CheckoutSmart: Cashback while you shop

Free. iOS, Android.

CheckoutSmart: Cashback while you shop

CheckoutSmart can be considered as another one of the useful cashback money saving apps that can earn you money while you shop. It provides you with a list on a daily basis of all of the products that are eligible for cash back at various supermarkets.

If you already plan on purchasing those items, all you need to do is find them in the appropriate supermarket, pay for them, snap a picture of the receipt and upload it to the app.

It’s important to keep in mind to only buy what you need. Making purchases simply for the cashback can cost you more money rather than saving it.

Any cashback you accrue is added to your account which can be withdrawn to PayPal or your bank account. However, if you withdraw less than £20 there is a fee of 5 per cent.

#8 musicMagpie: Earn Money from Unwanted Media

Free. iOS, Android.

musicMagpie: Earn Money from Unwanted Media

musicMagpie is a simple way to save money by selling items you no longer need or use. You can do this online through the musicMagpie website or free money saving app.

With this app, you can sell DVDs you no longer want, games you’ve already completed and CDs that are cluttering up your living space. Simply scan the item’s barcode via the app, and it will tell you how much your old possessions are worth.

If you’re happy with the price, you send the items to musicMagpie free of charge, and the money should be in your account in the next day or so.

#9 Onavo Extend: File Compression made Easy

Free. Android.

Onavo Extend: File Compression made Easy

Onavo Extend shouldn’t really be on this list of money saving apps. However, because it’s so useful we decided to keep it here anyway.

This app is ideal if you’re always exceeding your mobile data plan. It works by compressing (or squeezing) your files and services into their smallest versions so that they no longer eat into your data.

The app shows a visual summary of services and apps that need to be compressed the most, helping you to see where you are spending the most data. Then, you can delete any apps you feel aren’t worth keeping, saving your data and thus any extra money you spend topping it up.

#10 Trainline: Money Saving App for Traveling

Free. Android, iOS.

Trainline: Money Saving App for Traveling

If your commute takes you to work via train on a regular basis, or you’re travelling to and from university often, Trainline is a great app to help you save some money.

As one of the most cost-effective ways to find train tickets, it can save you money, especially if you take the time to book in advance of your journey. This app has a number of tools to help you with your travels such as checking how busy the train is and checking any price changes.

This app isn’t best to book your ticket through as it charges fees that could end up being more expensive. However, using it in conjunction with your favourite booking platform can help you to identify the cheapest tickets for any of your journeys.

#11 Parkopedia: Dodge the Parking Tickets

Free. Android, iOS.

Parkopedia: Dodge the Parking Tickets

This money saving app is perfect for car owners who are fed up with paying huge sums for the privilege of a parking space.

Parkopedia is like Wikipedia for car drivers, designed to help you locate all of the free parking spaces in your location, meaning you can kiss those parking tickets goodbye. Of particular note is how great this app is if you travel to different areas frequently and don’t know of any places to park.

#12 Big Oven: Use up your Leftovers

Free. iOS, Android.

Big Oven: Use up your Leftovers

It can be difficult to figure out which ingredients compliment each other well and even harder when you’ve had a long day and can’t bring yourself to pull out yet another recipe book. To help combat this, the Big Oven recipe app can help you figure out what to do with those odds and ends in the fridge.

This app has a very useful leftovers function that lets you input all of the random ingredients you have laying around that need to be used up. Then it will you give you some ideas on what you can make with them, providing you with an edible meal idea you won’t want to put straight into the bin.

As this is a recipe app, there are also over 500,000 recipes you can try. Yet the most important thing about Big Oven is the fact that it can help you reduce wasting food, which only costs you more in the long term.

#13 Bean: Eradicate forgotten Subscriptions

Free. Website.

Bean: Eradicate forgotten Subscriptions

Every one of us is guilty of signing up to far too many subscription services. What Bean can do to combat this, is contact your service providers directly to cancel your subscription on your behalf.

While Bean isn’t a smartphone app, it can certainly stand on its own as a money saving app for the web. The website tracks your payments such as bills to services like Spotify, Netflix and Amazon Prime, notifying you when you can get a better deal.

Additionally, Bean can help people who are stuck on expensive energy deals who are not sure where to look for something cheaper. The app can offer all of this for free because it charges the companies whenever someone decides to switch to another supplier or service.

Money Saving Apps Summary

While money saving apps are ten to the dozen, that financial minefield is likely much clearer now that you’ve been able to read this list. We’ve covered a number of apps designed to aid you in saving more including:

  • Cashback apps
  • Voucher code apps
  • Apps for travelling
  • Apps for saving on services

Ultimately these tools are a guide to help you look closer at your spending habits, providing you with enough information to make the most informed choices. Those choices should end up saving you money instead of spending more.

13 Game Changing Money Saving Apps

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