Benefits and entitlements for single people

Benefits and entitlements for single people
October 20, 2017 Lauren Howells

benefits for single people

Being single can mean that your money doesn’t go as far, as there’s often no-one to share the rent or utility bills with. It’s not just the unemployed who may be able to claim benefits for single people. Those in work may be able to get help, too.

It is important to point out that available benefits for single people can change on a regular basis. This means that it is vital to keep up with developments so that you can ensure that you are receiving the help that you are eligible for.

CashLady takes a look at some of the benefits that you could be entitled to as a single person.

Universal credit

Not just for single people, universal credit is a benefit that is worth mentioning in any benefits-related article. It is a monthly payment that some people can claim to help with their living costs.

Universal credit is replacing child tax credit, housing benefit, income support, working tax credit, income-based jobseeker’s allowance and income-related employment and support allowance.

If you are unemployed or on a low income, you may be eligible for universal credit.

Your eligibility for universal credit will depend on whether you are living in what the government calls a ‘full-service area’ or a ‘live service area’.

For more information about this, head to the government’s website.

If you want to check if you are eligible for universal credit, you can use the calculator on the Citizens Advice website.

Benefits for single people: Council tax reduction

If you claim benefits or are on a low income, you could be eligible for council tax reduction. This is also known as council tax support.benefits for single people

Depending on your circumstances, your council tax bill could be reduced by up to 100%.

Both those who are unemployed or working may be able to benefit from council tax reduction. It does not matter if you rent or own your own home – you may still be eligible.

As each council has its own scheme, what you may be entitled to can vary from council to council.

Other factors can also influence how much of a discount you may be able to get. If you have children, for example, or savings, this could make a difference.

For more information about what your council offers, enter your postcode on the government website.

If you are the only person living in your house, you may be able to get a 25% discount on your council tax, no matter what you earn. Ask your council for more information about this.

Cold weather payments

Heating bills can be expensive, especially if there is no-one to share them with.

If you are already receiving certain benefits, you may be able to get what the government calls cold weather payments.

Those eligible could receive £25 for every 7 consecutive days that the temperature in your area is forecast to be, or recorded as 0 degrees Celsius or below.

Head to the government website to check whether you could be entitled to cold weather payments.

Cold weather payments are not the same as the winter fuel payment.

Budgeting loans

There are a wide range of benefits for single people.

Some may be eligible to apply for what is known as a ‘budgeting loan’.

These loans are designed to help pay for things such as clothes, travel costs within the UK or even repaying hire purchase loans. For a full list, take a look at the government website.

You may be eligible to apply for a budgeting loan if you have been getting either income support, income-based jobseeker’s allowance, income-related employment and support allowance or pension credit, for the previous 6 months.

Those on universal credit may be able to apply for a budgeting advance instead. If you want more information about this, the government advises that you contact your local Jobcentre Plus.

Benefits for single people: Conclusion

Making ends meet can be difficult, especially if you do not have anyone to share expenses with.

Benefits for single people may be available for those who are in work and those who are unemployed. In this article, we have just covered some of the benefits that the government offers.

To find out exactly what benefits you could be eligible to receive, head to an independent benefits calculator.