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About Mark Richards

A previous financial services business owner, Mark is an experienced Journalist Speaker, Speechwriter and Coach. He has written for a number of websites related to the financial sector and won numerous awards. Mark has also published a number of books.

How Will the Collapse of Wonga Impact the Short Term Loans Industry?

By | 2018-09-18T12:18:48+00:00 September 17th, 2018|Business, Personal Finance|

Last month the most high profile name in the short term loans industry went into administration. What does the collapse of Wonga mean for the industry and its customers? And if there are no regulated short term loans, what are the alternatives to Wonga? By Mark Richards. Wonga was founded in 2006 and – at [...]

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Why we all Hate Office ‘Team Building’

By | 2018-09-14T08:50:24+00:00 September 14th, 2018|Business|

Sooner or later the dreaded e-mail arrives from the HR department. Everyone shudders: everyone tries to think of an excuse not to go. But it is time for some team building: the hiking/paint-balling/bonding session is going to happen – despite increasing evidence that they can do more harm than good… By Mark Richards. On Monday [...]

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Neurodiversity: Different Folks need Different Strokes

By | 2018-09-10T09:32:58+00:00 September 10th, 2018|Business|

Around 700,000 people in the UK are ‘neurodivergent’ – which means they suffer from conditions such as autism, Asperger’s and dyslexia. There is also evidence that an increasing number of women have these conditions. Which means that countless numbers of people are suffering unnecessarily, and British business is wasting a lot of talent… By Mark [...]

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The Irresistible Rise of the Chatbots

By | 2018-09-07T08:59:49+00:00 September 7th, 2018|Business, Economy, Technology|

More and more companies are using chatbots – and it is becoming harder to tell the difference between chatbots and people. But what is a chatbot? What does the future hold? And how many jobs will they threaten? By Mark Richards. When I started researching today’s article the first thing I came across was a [...]

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Coke Buys Costa Coffee: Is it Good for the High Street?

By | 2018-09-03T09:07:46+00:00 September 3rd, 2018|Business|

Last Friday brought us the news that Coca-Cola had bought the Costa coffee chain for £3.9bn which – as the headline writers gleefully reported – is a latte money. We see Costa coffee shops and vending machines everywhere we go. We have all grown up with Coke. But why has the Coca-Cola Company decided to [...]

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August Economic Round Up: Hammond, Greece and Virtual Land

By | 2018-08-31T09:27:57+00:00 August 31st, 2018|Economy|

As we do at the end of every month, CL News looks back over August, a month that brought us the usual uncertainty over Brexit, serious troubles for Venezuela and Argentina, good news for Apple and the uber-charismatic Philip Hammond making the headlines. August also brought us grim news for the UK’s farmers and a [...]

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Has the Time Come to Scrap our Copper?

By | 2018-08-27T09:54:03+00:00 August 27th, 2018|Banking, Personal Finance|

Countries across Europe have scrapped the 1 and 2 euro cent coins. Should the UK follow suit and get rid of the 1p and 2p coins? As we move towards a cashless society surely they are obsolete? Or would getting rid of low-value coins push up inflation, making people worse off? By Mark Richards. Are [...]

Is Your Boss Spying on You?

By | 2018-08-20T09:07:49+00:00 August 20th, 2018|Business, Technology|

A recent report from the TUC highlighted employees’ fears of being monitored at work. But surely employers have a right to expect a fair day’s work for a fair day’s pay? It is a complex and emotive issue – and as technology evolves it is not going the get any simpler, either for employers or [...]