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Peachy Payday Loans Online


Peachy is a trading name of Cash On Go Ltd, which has its registered address in London and has been operational since 2010.

What kind of loans do they offer?

They offer loans with multiple repayments. You can select as little as 15 days or as much as 12 months. The longer you borrow for, the more you pay overall, but the lower the monthly repayments are. Any amount of time up to 1 month involves repaying the loan amount plus interest and charges in a single repayment.

How much can you apply for?

Peachy offers loans from £50-£700 with an option to pay it back in up to 12 payments over 1 year.

How quickly can they supply the loan?

We usually process your application within minutes. After that it is only a case of how fast the bank transfer can be completed. Most major banks operate instant transfer schemes, so a two hour wait should be the most you will have to endure, but usually it takes about 15 minutes. Smaller banks may still be working to introduce Faster Payment Systems and so transfers may take 3 working days to arrive, however we will contact you if this is the case.

What do they charge?

Representative example:Borrow £250 for 3 months. Total repayment: £379.44 in 3 monthly payments of £126.48. Interest p.a: 292.25% (fixed). Representative 1255.66%APR.

Is there an early repayment charge?

Peachy do not charge you extra for repaying early, instead they decrease the daily interests from the repayment amount if you repay your loan early. Just send peachy a text REPAY to 68899 or log into your account and click on REPAY to make an early repayment. Alternatively you can use their mobile app and press the REPAY button.

Do they have TV adverts?

Yes – they started advertising in 2013.

Licence details / Awards

  • They were a finalist for a Credit Today Award (Best use of in-house technology).
  • Registered Number: 7306662
  • Consumer credit licence number of the creditor: 0637962


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Representative 1272% APR
Representative Example
Amount borrowed: £250 for 3 months
Number of repayments: 3
Interest rate p/a: 292% (fixed)
Each repayment amount: £137.21
Total amount repayable: £411.63
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