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Payday Express Loans Overview and alternatives


Payday Express is the trading name of Express Finance (Bromley) Ltd, which has been operating since 1999 and is now part of the Dollar Financial Group. The Dollar Financial Group also run Payday UK.

What kind of loans do they offer?

They offer payday loans for up to 46 days. This means that you need to repay the entire loan plus any interest and charges in one instalment.

How much can you apply for?

With Payday Express you could be approved from £100 - £1,000 as an existing customer with up to £650 for new customers.

How quickly can they supply the loan?

They can arrange for cash to be paid into your account the same day that you apply or the following morning if you apply after 5pm. However, as a responsible lender, they may take additional steps to verify your details following the submission of your application and agreement.

What do they charge?

At Payday Express they charge: A daily interest rate of 0.80% per £100 borrowed, which means you will only pay 80p per day for each £100 borrowed for loans repaid over 1 to 3 Instalments A daily interest rate of 0.73% per £100 borrowed, which means you will only pay 73p per day for each £100 borrowed for loans repaid over 4 to 5 Instalments

How do their charges work?

You repay the entire loan, including any optional charges and interest fees, in a single repayment.

Do they charge penalties?

Payday Express do not charge fees on late payment. They recommend contacting them if you think you are going to have difficulty repaying, as they will discuss other options, including extending your loan, to save you being charged for extra repayments.

Do they have TV adverts?

No, they don’t have TV adverts, although their sister brand (Payday UK) do.

Licence details

  • Consumer Credit Licence Number: 478122
  • Registered Number: 3841946


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Representative 1272% APR
Representative Example
Amount borrowed: £250 for 3 months
Number of repayments: 3
Interest rate p/a: 292% (fixed)
Each repayment amount: £137.21
Total amount repayable: £411.63
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