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Losing your home can be one of the most stressful and scary things that you will ever go through. It is important to realise that you do not have to face eviction alone.
There are people out there who can help.
Eviction from a rental property
If you have not paid your rent, your landlord could try to evict you from your home.
This is known as “seeking possession”.
In order to do this, landlords have to follow certain processes. Your landlord cannot just turn up one day and try to force you out of your home, without following the procedures. There are laws that have been put in place to protect tenants.
For example, the majority of landlords must provide tenants with a written notice.
Most of the time, your landlord will need to obtain a court order before they can force you to leave your home. This court order will normally have a date on it, which specifies when you must leave your property.
Depending on your tenancy, your landlord may not need to obtain a court order to force you to leave your home. It is essential to seek advice for your individual circumstances.
What happens if I do not move out by the date of the court order?
If you do not leave your home by the date specified in the court order, your landlord may ultimately get an eviction warrant from a court. This could involve bailiffs attending your home and forcing you to leave.
In the end, as long as your landlord has followed the proper procedures, you could end up being evicted from your home.
I haven’t received any written notice but my landlord is still trying to evict me
As we mentioned above, for an eviction to take place, certain procedures must be followed by the landlord.
If your landlord has not followed these procedures properly, it may be that you may not have to face eviction after all.
Seek advice as soon as possible.
Get free advice about eviction from Citizens Advice
If you are facing eviction, it is important to seek advice from professionals so that you fully understand the processes and any options that you may have.
This should not only help you to understand your rights but also prepare you for what may lie ahead.
Citizens Advice is a good place to start. You should be able to speak to an advisor about your personal circumstances.
Your local council may be forced to help you
If you are evicted from your home and have nowhere else to go, your local council may be able to help you to find emergency accommodation.
In some limited circumstances, your local council will have to help you.
For example, if you are homeless and are what is known as ‘priority need’, such as your children who are living with you are under 16 years old, plus you are a British citizen living in the UK, you are homeless through no fault of your own and you work in the area, your council may have to find you somewhere to stay.
For a full list of the necessary criteria, take a look at the Citizens Advice website.
Even if your council does not have to find you somewhere to live, they may be able to help you with various expenses, such as help with a deposit for a new home or moving costs.
Homeless applications for those facing eviction
If you think that you are going to be made homeless, it is vital to speak to a housing officer at your local council as soon as possible.
They should be able to inform you of any help that may be available to you.
Taking out loans to cover rent
If you are unable to pay your rent, you may be considering taking out a short-term loan or a payday loan to cover the costs until you are paid.
Payday loans are designed to be used in emergencies, as money can be in your bank account in as little as one hour after approval. Lots of lenders may also enable you to pay back your loan early without a penalty.
However, it is important to ensure that you can comfortably afford to pay back anything that you borrow. Taking out short-term loans regularly, or loans to cover the costs of loans is not recommended. This can lead to a spiral of debt.
Conclusion: How to get help if you are facing eviction
If you are facing eviction, there is no need to suffer alone.
Free advice is available from Citizens Advice and your local council.
Make an appointment with your council as soon as possible, to find out what help you may be entitled to.