As anyone who has a smart phone knows, these days there really is ‘an app for that,’ no matter what ‘that’ might be. When it comes to something as important as personal finances there is even more choice as numerous developers have tried to fill gaps in the market for those who are looking for a little bit of assistance when it comes to getting to grips with your monthly incomings and outgoings. Below are some of the finance apps that you might want to consider if you’re looking to get better financially organised.
Our list of useful finance apps:
Budgetbrain is a really useful app that is a little different from the many other apps on the market as it allows the user to budget not just over the course of a month but a year too. This means that if you enter all your expenses over the course of a year, including those that are quarterly or one off, then the app will produce the budget over 12 months, meaning you don’t have to do any of the working out yourself.
The Bill Assistant is the ideal app for anyone who struggles to pay bills on time and to get organised when it comes to meeting financial obligations. It might sound outrageously simple but it works – just enter the information and frequency of your bills into the app and then it will remind you every time something becomes due. It’s a great way to avoid missed payment charges or the accumulation of big bills that you’ve forgotten about and end up not being able to pay.
MoneyWiz is a great app choice for anyone looking to centralise all their financial obligations and information in one easily accessible place. From budgets to bills, different bank accounts and information about transactions, everything is accessible from just about anywhere and as the app syncs all the data across numerous devices it means that you will never lose track of your finances again.
Meter Readings is an app specifically designed to help consumers save money when it comes to energy usage. The app allows you to monitor the amount of energy being used in your household and to see both how much energy has been used within a certain period, as well as how much this is likely to cost. You can also use the app to compare energy prices with other suppliers in the area to make sure that you’re getting the best deals.
Debt Manager makes the issue of dealing with debt repayment much simpler and is designed for those who struggle to stay on top of managing their debts. This is a great app for stopping ‘head in the sand’ syndrome, as all the debts, the repayments due – and the overall total still owed – are all laid out clearly and in a format that is easy to read. You can choose how to pay off your debts with the app and also come up with your own repayment strategies based on whatever best suits your finances.